Terms & Conditions

1. Introduction

These Terms and Conditions govern your use of Chalifin Limited’s savings and financial services. By creating an account or using our services, you agree to be bound by these terms.

2. Eligibility

To use our services, you must be at least 18 years old and capable of entering into legally binding agreements under applicable laws.

3. Savings and Interest

Chalifin Limited offers interest on savings made through our platform. Interest rates may vary depending on account type and market conditions. We reserve the absolute right to review, modify, or adjust interest rates at any time without prior notice or user consent.

4. User Responsibilities

• You must provide accurate, current, and complete information when registering.
• You are responsible for maintaining the confidentiality of your account credentials.
• You agree not to use the service for any unlawful or fraudulent activity.

5. Transactions

All transactions initiated through Chalifin Limited are processed based on the information provided by the user. Chalifin Limited will not be held liable for errors arising from inaccurate details provided by you.

6. Service Changes

We may update, suspend, or discontinue any aspect of our services at any time. This includes adjustments to interest rates, fees, or service offerings.

7. Limitation of Liability

Chalifin Limited shall not be liable for indirect, incidental, or consequential damages resulting from the use or inability to use our services.

8. Governing Law

These Terms and Conditions shall be governed by and construed under the laws of the Federal Republic of Nigeria.